Lease-to-own · GTA

Drive now.
Own it.

$320/week, all-in. $25 of every weekly payment builds toward owning your car. Built for drivers and newcomers — not weekend rentals. No credit check. No co-signer. Just a licence.

$320
per week, all-in
$25
weekly equity
48h
approval time
The offer
$320
per week · insurance included · unlimited km
  • Equity / week $25
  • Refundable deposit $500
  • Credit check Not required
  • Co-signer Not required
  • Need to apply Licence + address
  • Minimum commitment 3 weeks
  • Notice to end 25 days
How it works

Three steps. No paperwork maze.

We built this for people who don't have time to chase six dealerships. Show up with a valid licence and proof of address, and we'll come back to you within two business days.

01

Apply

Fill out a short form. Upload a photo of your licence and a recent utility bill or lease as proof of address. Takes about 5 minutes.

02

Get approved

We review your application within 24–48 hours. No credit pull, no co-signer hunt. We'll send your weekly payment schedule and pickup details.

03

Drive — and build

Pick up the keys. Drive unlimited kilometres. $25 of every weekly payment goes toward owning the car. Your milestone, on the road.

The fleet

Cars chosen for this economy.

Gas is up. Insurance is up. Interest rates are up. Auto financing is harder to qualify for than it's been in over a decade. Our fleet is built around fuel-efficient compact sedans — chosen for the lowest cost per kilometre in their class, predictable maintenance, and parts you can find at any shop in the GTA.

Gas prices
Insurance rates
Interest rates
Auto financing bar
Toyota
Corolla
Compact · proven economics
Honda
Civic
Compact · low maintenance
Hyundai
Elantra
Compact · fuel-efficient
Mazda
Mazda3
Compact · reliable
Nissan
Sentra
Compact · low cost per km
Kia
Forte
Compact · easy to service

Specific make, model, and model year assigned at pickup will depend on availability. All vehicles in our fleet are fuel-efficient compact sedans of similar class, and all meet the same insurance, inspection, and delivery-eligibility standards.

Built differently

Stop paying rent. Start paying yourself.

At every other rental company, your weekly payment disappears. With Milestone, $25 of every payment builds toward owning the car outright. It's the same money — just going to you instead of someone else.

$320/wk
Where your money goes
Your equity
$25
Insurance
$80
Lease + ops
$215
Illustrative breakdown. Insurance allocation and operating costs may vary. Equity contribution is fixed at $25/week.
  • $25 every single week, tracked transparently. You'll see your equity balance grow on every statement.
  • $500 refundable deposit, returned in full when you complete the program or hand the car back in good standing.
  • Unlimited kilometres. Drive for Uber, drop kids at school, take the family to Niagara — no overage fees.
  • Honest pricing. Insurance is in the $320. No surprise charges, no admin fees, no fuel-recovery line items.
Start your application
Try the math →

Slide to see your equity build.

1 week 26 weeks 2 years
Weekly payment
$320
Total paid
$8,320
Equity built
$650
Banked toward owning (equity + deposit)
$1,150

Illustrative. $25/week equity contribution is fixed. Final ownership threshold and timing are outlined in your rental agreement.

After 52 weeks
$0
Equity built ($25/wk × 52 weeks)
+
$0
Refundable deposit, also yours
=
$0
Banked toward owning your car
Who it's for

Built for the ones the system overlooks.

If you've been told no by dealers, banks, or every rental desk at the airport — this is for you.

For gig drivers

DoorDash. Uber Eats. SkipTheDishes. Instacart.

If a rental is eating your profit, this changes the math.

Stop paying rent.
Start paying yourself.
  • Pay $80–$180 less per week than HyreCar, Hertz, or Enterprise.
  • Unlimited kilometres — no penalty for high-earning weeks.
  • $25/week builds equity. After a year, that's $1,300 toward owning the car.
  • Insurance for delivery drivers — already included.
For newcomers to Canada

Your first Canadian milestone.

No Canadian credit history? No family willing to co-sign? You can still drive.

No credit. No co-signer.
Just a licence.
  • A valid Ontario G2/G or international licence + proof of address is enough.
  • Drive for work, school runs, family — your car, your life.
  • Weekly PAD payments from your Canadian bank — builds payment history over time.
  • Punjabi, Hindi, Urdu, Tagalog, Spanish — we can support your application in your language.
The model

Same car. Different math.

Industry rentals and Milestone are doing two fundamentally different things. Price is one piece of it — the model underneath is the real difference.

Industry standard
The relationship
They're a vendor.
Your weekly payment funds
Their margins. Their next car.
They approve
Customers with a Canadian credit file.
After 52 weeks, you have
The kilometres you drove.
They measure success in
Utilization. Days rented per car.
Milestone
The relationship
We're a partner.
Your weekly payment funds
Your equity. $25 every week, tracked.
We approve
Drivers with a licence and an address.
After 52 weeks, you have
$1,800 banked + a path to keys.
We measure success in
Customers who reach ownership.
Same road. Different destination. Apply now
Side by side

The math, plainly.

If you're already renting from one of the names below, here's what switching looks like.

Milestone
Enterprise
HyreCar
Weekly cost
$320
~$440
~$400
Insurance
Included
Extra
Bundled
Equity built
$25/wk
$0
$0
KM limit
Unlimited
Capped
Capped
Credit check
No
Yes
Yes

Competitor rates are directional, based on publicly listed weekly delivery-driver rental pricing in the GTA at time of writing. Confirm current rates directly with each provider before making a decision. Milestone pricing is fixed for current program participants.

Founding drivers

Be one of the first to build with us.

We're new. That's the truth — and it's also the opportunity. We don't have years of customer reviews because we're just getting started. What we do have: a model built for the people the system overlooks, founders you can actually reach, and the ability to shape this program around real drivers' needs.

01

A direct line to the founders.

Text or call (260) 750-5100 and you'll get a real person — usually the same day. No call centre, no script, no eight-digit ticket number.

02

The longest runway toward ownership.

Founding drivers start their equity clock on day one. Every weekly payment compounds toward your eventual title to the car — the earlier you start, the closer you get.

03

You help shape the program.

What we learn from the first drivers makes the program better for the next hundred. Your feedback actually changes how this works.

Questions

Things people ask before applying.

Is this legit? How is the price this low?
Milestone Fleet is a registered Canadian rental and lease-to-own operator. The price is low for a few practical reasons: we own our vehicles outright (no financing costs to pass through to you), we run lean (no airport counters, no retail overhead, no franchise margins), and we keep our fleet focused on dependable, fuel-efficient sedans rather than aspirational stock. The savings on our side become savings on yours. We're not a big rental chain — we're a focused operation built around a single customer.
What does "lease-to-own" actually mean here?
$25 of every $320 weekly payment goes into your equity balance for that vehicle. We track it transparently on every statement. When your equity balance plus deposit reaches the program's ownership threshold (specifics outlined in your rental agreement), you have the option to take title to the car. If you choose to leave the program before then, your $500 deposit is refundable in good standing.
I don't have a credit history in Canada yet. Can I still apply?
Yes. We do not run credit checks. A valid driver's licence and proof of address are the core requirements. Newcomers are one of the two audiences we built this for.
Can I use the car for DoorDash, Uber Eats, or SkipTheDishes?
Yes — these are exactly the kinds of platforms we built this program for. Our insurance covers delivery use, and our vehicles come with unlimited kilometres. Note: our vehicles do not qualify for Uber/Lyft rideshare in Ontario, since rideshare requires a vehicle 10 model years old or newer. If you're primarily driving for rideshare, this program isn't the right fit.
How long do I have to commit? What's the minimum?
The program has a 3-week minimum, then runs week-to-week. We built it this way because lease-to-own makes sense for drivers earning a living or building toward owning their car — not for someone who needs a vehicle for a weekend trip or a few short days. If a 3-week minimum isn't right for you, traditional rentals (Enterprise, Hertz, HyreCar) are probably a better fit.
What if I want to stop renting before owning the car?
No problem. After the 3-week minimum, give us 25 days' written notice to end the rental — we use that time to prepare the vehicle for the next driver and reconcile your account. When you return the car in good standing, your $500 deposit is refunded. Equity earned to date does not roll over to a different vehicle.
What if there's an accident or the car breaks down?
Insurance is included in your $320 weekly payment, with coverage that allows delivery use (DoorDash, Uber Eats, Instacart, SkipTheDishes, etc.). In the event of mechanical breakdown not caused by misuse, we cover repair logistics. Full terms are detailed in the rental agreement we send you with your approval.
Where do I pick up the car?
We'll send you the exact pickup address and a window once you're approved. We serve drivers across the GTA — Mississauga, Malton, North York, Etobicoke, Scarborough, Markham, Vaughan.
Apply

Five minutes to apply. Two days to drive.

Tell us a bit about you. We'll come back within 24–48 hours with next steps, a payment schedule, and a pickup time.

  • Valid Ontario driver's licence (G2/G) or accepted international licence
  • Proof of address — utility bill, lease, or bank statement (last 60 days)
  • A Canadian bank account for weekly PAD payments
Service area
Greater Toronto Area

Start your application

We're taking applications now and reviewing them in the order received.

Application received Thanks — we'll text or email you within 24–48 hours. If you're approved, we'll send your payment schedule and pickup details.
Apply now